
Introduction
The Ayushman Bharat Yojana, officially known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a flagship health insurance scheme by the Government of India. It provides financial protection to economically vulnerable families by offering coverage of up to INR 5 lakh per family per year for secondary and tertiary hospitalization. Here’s a comprehensive guide on how to apply for an Ayushman Bharat card to avail of the scheme’s benefits.
Also Read: Ayushman Card Login
Eligibility Criteria to Apply for Ayushman Bharat Card
Before applying, it’s essential to check the Ayushman Bharat Scheme eligibility criteria. Eligibility is determined based on the Socio-Economic and Caste Census (SECC) data 2011. Key eligibility criteria include:
For Rural Areas:
- Families living in kutcha houses.
- Landless households are dependent on manual labor.
- Households headed by women with no adult male members aged 16-59.
For Urban Areas:
- Families involved in specific occupational categories such as domestic workers, street vendors, construction workers, etc.
You can verify your eligibility on the official Ayushman Bharat website or at a Common Service Center (CSC).
Also Read: Bangla Shasya Bima
Steps to Apply for an Ayushman Bharat Card
Follow these steps to successfully apply for your Ayushman Bharat card:
Check Your Eligibility:
- Visit the official PMJAY website.
- Click on “Am I Eligible?” and enter your mobile number.
- Verify using the OTP sent to your mobile.
- Check if your name appears in the eligible list.
Visit a Common Service Center (CSC):
- Locate your nearest CSC using the online locator.
- Carry essential documents like the Aadhaar card, ration card, and government-issued ID.
Provide Required Details:
- Submit your family and demographic details at the CSC.
- The CSC operator will verify your eligibility using the SECC database.
Get Your Ayushman Bharat Card:
- Once verified, you will receive a printout of your Ayushman Bharat card.
- Ensure all details on the card are correct.
Also Read: CMCHIS
Documents Required to Apply for an Ayushman Bharat Card
To apply for the Ayushman Bharat card, you need the following documents:
- Aadhaar Card.
- Ration Card.
- Mobile Number.
- Address Proof (if applicable).
- Income Certificate (if required).
Also Read: Government Health Insurance Schemes in India
Benefits of the Ayushman Bharat Card
Below are some of the benefits of the Ayushman Bharat Card:
- Cashless Treatment: Cashless treatment is available at empaneled hospitals across India.
- Wide Coverage: Coverage includes over 1,500 medical conditions and procedures.
- No Premium: The scheme is entirely funded by the government, requiring no premium payment from beneficiaries.
- Nationwide Validity: The card is valid at public and private empaneled hospitals nationwide.
Also Read: PMJAY Login
How to Check the Status of Your Ayushman Bharat Card?
You can check the status of your Ayushman Bharat card application online:
- Visit the PMJAY official website.
- Log in using your registered mobile number.
- Navigate to the “Check Beneficiary Status” section.
- Enter your details to view the application status.
Also Read: PMJAY Registration
Common Challenges and Tips
- Eligibility Issues: If your name is not on the SECC list, you can appeal to your district’s health authority.
- Document Discrepancies: Ensure all documents are updated and match your official records.
- Delayed Processing: Follow up with your CSC if your application takes longer than expected.
Also Read: Swasthya Sathi Yojana
Conclusion
Applying for an Ayushman Bharat card is a simple yet vital step to secure your family’s health and financial well-being. By following this guide, you can easily access the scheme’s comprehensive health benefits. Don’t delay—check your eligibility and apply today!
Frequently Asked Questions (FAQs)
Is the Ayushman Bharat card free?
Ans. Yes, the card is issued free of cost to eligible beneficiaries.
Can I apply online for the Ayushman Bharat card?
Ans. While you can check your eligibility online, the card application process requires visiting a CSC for verification.
What is the validity of the Ayushman Bharat card?
Ans. The card is valid if you remain eligible under the scheme’s criteria.