CMCHIS (Chief Minister Comprehensive Health Insurance Scheme)
18
Sep 2024

Introduction

The Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS), commonly known as CMCHIS, is a pivotal health initiative the Government of Tamil Nadu introduced. This scheme aims to provide quality healthcare services to economically disadvantaged individuals and families in the state. Through the CMCHIS, beneficiaries can access various medical treatments, hospitalization services, and surgical interventions at government and empaneled private hospitals.

What is CMCHIS?

CMCHIS was launched to ensure that financial constraints do not deprive citizens of necessary medical treatment. Under this scheme, families with an annual income of less than ₹72,000 are entitled to free healthcare services. The scheme covers over 1,000 medical procedures, including surgeries, transplants, and treatments for critical illnesses.

CMCHISTN: An Overview

The acronym CMCHISTN refers specifically to the Chief Minister’s Comprehensive Health Insurance Scheme in Tamil Nadu. It is one of the state’s flagship welfare programs, implemented to improve access to health services and reduce the financial burden on underprivileged families. This scheme has become a lifeline for many, offering protection against high healthcare costs.

Also Read: Ayushman Bharat Yojana (PMJAY)

Key Features of CMCHISTN

The Chief Minister’s Comprehensive Health Insurance Scheme in Tamil Nadu (CMCHISTN) is a life-changing initiative for millions of residents of Tamil Nadu. This health insurance scheme provides financial protection for medical expenses to economically weaker sections. Below are the key features of CMCHISTN: 

  • Wide Coverage: The scheme covers a variety of medical treatments, including specialized surgeries, critical care, and diagnostic procedures.
  • Empaneled Hospitals: Beneficiaries can receive treatment at government hospitals and over 1,500 empaneled private hospitals across Tamil Nadu.
  • Cashless Treatment: The scheme offers cashless treatment, eliminating out-of-pocket expenses during hospitalization.
  • Comprehensive Package: It includes coverage for pre-existing conditions and offers a family floater of up to INR 5 lakh per year.

Also Read: Bangla Shasya Bima Yojana

CMCHIS Card Download

Eligible individuals must possess a CMCHIS card to avail of the benefits under Chief Minister’s Comprehensive Health Insurance Scheme. The card serves as proof of enrollment and must be presented at any empanelled hospital admission.

Steps to Download the CMCHIS Card Online

  1. Visit the official CMCHIS website: Navigate to the CMCHIS portal for Tamil Nadu citizens.
  2. Log in with your credentials: If you are a registered user, log in using your registration ID or Aadhaar details.
  3. Download the Card: Once logged in, you can view and download your CMCHIS card in a PDF format.
  4. Print the Card: For easy access, print a physical copy of the card and carry it with you when visiting hospitals under the scheme.

Alternatively, applicants can approach the nearest Primary Health Centre (PHC) or the District Collector’s Office for assistance in obtaining the CMCHIS card.

How to Download the Chief Minister Health Insurance Smart Card?

During enrollment in the Chief Minister Comprehensive Health Insurance Scheme (CMCHIS), beneficiaries are issued a Smart Card (Maruthuva Kapitu Thittam Card). If the card is lost, it can easily be downloaded online by following these steps:

  1. Visit the official website of Maruthuva Kapitu Thittam.
  2. Provide the necessary details, such as your Ration Card Number or URN.
  3. Click on the ‘Generate e-card’ option.
  4. Your e-card will be generated. Save the e-card file to complete the download of your Tamil Nadu government health insurance card.

This digital card can be used in case of medical emergencies and acts as a proof of your enrollment in the scheme.

How to Search for Your CMCHIS Member ID?

If you need to retrieve your CMCHIS Member ID, you will require either your URN or Ration Card Number. Follow these steps to find your Member ID:

  1. Visit the official CMCHIS website and click on the “Beneficiary” option.
  2. On the next page, look for links related to e-card/Member Search and Member ID.
  3. Click on the ‘Member ID’ option.
  4. Provide your URN and other requested details.
  5. After entering the details, click on ‘Search’.

The results will display your CMCHIS Member ID for future reference.

Also Read: NREGA

Benefits of the Chief Minister’s Comprehensive Health Insurance Scheme Scheme

The CMCHIS scheme has revolutionized healthcare accessibility in Tamil Nadu, particularly for low-income groups. Here are some of its key benefits:

  • Cost-Free Medical Services: Beneficiaries can avail of free medical services without any financial contribution.
  • Coverage for Major Illnesses: The scheme covers treatments for heart diseases, cancer, organ transplants, and critical surgeries.
  • Inpatient and Outpatient Services: The scheme covers hospitalization, daycare treatments, and post-hospitalization expenses.
  • No Age Limit: Beneficiaries have no upper age limit, making it inclusive for the elderly.
  • Family Floater: Each family gets an annual coverage of INR 5 lakh, which can be shared among family members.

Also Read: NREGA Job Card

How to Apply for CMCHIS Online?

Applying for CMCHIS online is a simple process:

  1. Eligibility Check: Ensure that you meet the eligibility criteria, which include income level, residency, and other parameters set by the Tamil Nadu government.
  2. Aadhar and Ration Card Requirements: You will need a valid Aadhar card and ration card to apply.
  3. Visit the Official CMCHIS Portal: Log on to the CMCHISTN website and navigate to the online application section.
  4. Submit Personal Details: Please provide your name, address, family members, and income information.
  5. Upload Documents: Attach copies of your Aadhar card, ration card, and other necessary documents.
  6. Submit the Form: Once completed, submit the form online. You will receive an acknowledgment number to track your application.
  7. Verification: After submission, the concerned authorities will verify your documents, and once approved, your CMCHIS card will be generated.

Eligibility Criteria for CMCHISTN

To be eligible for CMCHISTN, individuals must meet specific criteria:

  • Income Requirement: Families with an annual income below INR 72,000 are eligible.
  • Residency: The applicant must be a resident of Tamil Nadu.
  • Aadhar and Ration Card: A valid Aadhar card and ration card are mandatory.

Additionally, the scheme targets vulnerable groups such as unorganized workers, families under the poverty line (BPL), and members of specific caste categories (SC/ST).

Also Read: Benefits of NREGA

List of Treatments Covered Under CMCHISTN

CMCHISTN offers coverage for over 1,000 medical procedures. Some of the major treatments include:

  • Cardiac Surgeries: Procedures for heart conditions, including bypass surgery and angioplasty.
  • Oncology Treatments: Coverage for cancer treatments, including chemotherapy and radiation therapy.
  • Orthopedic Surgeries: Knee and hip replacement surgeries are included under the scheme.
  • Renal Treatments: Dialysis and kidney transplants are part of the covered services.
  • Neurological Procedures: Brain surgeries and treatments for neurological disorders.

Diseases and Treatments Covered Under Chief Minister Comprehensive Health Insurance Scheme (CMCHIS)

The CMCHIS (Chief Minister Comprehensive Health Insurance Scheme) covers a wide range of medical procedures and treatments. The following table lists the key medical procedures covered under the scheme:

Medical Procedure/Treatment

Medical Procedure/Treatment

Bariatric Surgery

Endocrinology (Follow-up)

Radiation Oncology

Medical Oncology

Hematology

Pediatric Plastic Surgery

Obstetric Surgery

Thoracic Medicine

Cardiology

Gastroenterology

Neurosurgery

Neonatology

OFMS

Physical Medicine & Rehabilitation (PMR)

Rheumatology

Vascular Surgeries

Cardiothoracic Surgeries

Genitourinary Surgery

Dermatology

Nephrology

Ophthalmology Surgeries

Psychiatry

Stemi

Gynecology

Hepatology

Neurology

Spine

Pulmonology

Orthopedic Trauma

Pediatric Intensive Care

Infectious Diseases

Surgical Gastroenterology

ENT

Endocrine Surgery

Interventional Cardiology

Interventional Radiology

Pediatric Surgeries

Surgical Oncology

This comprehensive coverage ensures beneficiaries receive treatment for a variety of critical conditions, offering financial support across multiple medical disciplines.

Chief Minister’s Comprehensive Health Insurance Scheme Empaneled Hospitals

The CMCHIS scheme partners with various private and government hospitals to provide healthcare services to beneficiaries. These empaneled hospitals are spread across the state, ensuring wide accessibility. Patients can check the list of empaneled hospitals through the official CMCHIS portal or by contacting local health authorities.

Also Read: Employee Provident Fund Organization (EPFO)

Required Documents for CMCHIS (Chief Minister Comprehensive Health Insurance Scheme)

To apply for the CMCHIS (Chief Minister Comprehensive Health Insurance Scheme), you will need the following documents:

  • Income Certificate
  • Original and Xerox Copy of Ration Card
  • Self-Declaration from the Head of the Family

Additionally, when enrolling, make sure to carry the following documents:

  • Identity Proof
  • Address Proof
  • Aadhaar Card
  • PAN Card

These documents are essential for both application and enrollment in the CMCHIS scheme.

Claim Process for CMCHIS (Chief Minister Comprehensive Health Insurance Scheme)

Under the CMCHIS (Chief Minister Comprehensive Health Insurance Scheme), a wide network of empanelled hospitals allows beneficiaries to access cashless treatment. This means eligible individuals can receive medical care without needing to pay hospital bills out of pocket.

To avail of the cashless hospitalization benefit, beneficiaries must present either the CMCHIS smart card or the Maruthuva Kapitu Thittam Card to the hospital during a medical emergency. Upon presenting the card, the hospital will forward the necessary details to the Third Party Administrator (TPA) or the insurance provider. Once the verification is complete, the claim will be processed, and the hospital expenses will be directly covered by the insurance scheme, ensuring a hassle-free experience for the patient.

This process streamlines claims and ensures beneficiaries can focus on their health without financial stress.

How to Access Beneficiary’s Minimum Electronic Medical Records (EMR)?

Follow these steps to access the minimum electronic medical records (EMR) of a beneficiary on the CMCHIS website:

  1. Go to the Claims section on the CMCHIS website.
  2. Select Beneficiary.
  3. Click on Minimal Health Record.

You’ll be directed to a page with a form. Fill in the required details on the right-hand side to view available medical records, including:

  • Hospital ID
  • Hospital Name
  • District/City Name
  • Score
  • Grade

Below is a sample list of hospitals with their scores and grades:

Hospital ID

Hospital Name

District/City Name

Grade

Score

1

Agarwals Eye Hospital, Hosur

Krishnagiri

S2

14

2

Apollo Children’s Hospital

Chennai

S1

41

3

Cancer Institute Adyar, Chennai – TN.

Chennai

S1

51

5

Dr Agarwal Eye Hospital

Chennai

S1

41

9

Kkr Ent Hospital And Institute, Chennai – TN.

Chennai

S1

54

10

M N Eye Hospital

Chennai

S1

46

12

Medical Research Foundation (Sankara Nethralaya)

Chennai

S1

56

14

Radhatri Nethralaya T Nagar, Chennai – TN.

Chennai

S2

26

15

Dr Rai Memorial Cancer Institute, Chennai – TN.

Chennai

S1

53

18

Sankara Eye Hospital,Kancheepuram – TN.

Kancheepuram

S2

21

20

Thalessemia Welfare Hospital, Chennai – TN.

Chennai

S2

1

23

Vasantha Subramanian Hospital Pvt Ltd

Chennai

S1

51

24

Aravind Eye Hospital

Coimbatore

S1

51

25

Coimbatore Bone & Joint Foundation (P) Ltd

Coimbatore

S2

23

26

Lotus Eye Care

Coimbatore

S1

41

27

Rex Ortho Hospital

Coimbatore

S1

68

28

Sankara Eye Hospital

Coimbatore

S1

53

29

Sindhia Ortho Clinic

Coimbatore

S2

39

30

Eye Foundation Ltd

Coimbatore

S1

44

31

Vikram Ent Hospital And Research Institute

Coimbatore

S2

0

32

Abhirami Hospital

Cuddalore

S2

28

1184

Jc Ganesan Hospital

Madurai

S2

23.5

35

Dnv Ortho Care

Dharmapuri

S1

73

36

Dr Agarwal’S Eye Care Hospital

Dharmapuri

S2

0

37

Vasan Eye Care

Dharmapuri

S2

21

39

Acchutha Eye Care

Erode

S1

41

40

Dr Agarwal’S Eye Hospital

Erode

S2

10

41

Annai Ent And Head & Neck Care Centre

Erode

S2

38

42

Arasan Eye Hospital

Erode

S1

45

43

Erode Kidneys Center

Erode

S1

63

44

Erode Ortho Centre

Erode

S1

44

45

Kalyani Kidney Care Centre

Erode

S1

64

46

Scs Hospital

Erode

S2

34

47

Udayam Hospital

Erode

S2

18

49

Parvathy Ortho Hospital Pvt Ltd

Kancheepuram

S1

62

50

Bejansingh Eye Hospital (P) Ltd

Kanyakumari

S1

43

51

Dr. Isaac Bone & Joint Speciality Hospital

Kanyakumari

S1

53.33

53

Aarthy Eye Hospital

Karur

S2

38

54

Abishek Ortho Center

Karur

S1

44

55

Velan Eye Hosptial Covai Road, Karur – TN.

Karur

S2

29

56

Dr Agarwal Eye Hospital

Krishnagiri

S2

0

57

Vasan Eye Care Hospital,Hosur

Krishnagiri

S2

9

58

Aravind Eye Hospital

Madurai

S1

42

59

Dr Agarwal Eye Hospital

Madurai

S2

16

60

Santhya Hospital

Madurai

S2

21

61

Srivatsav Healthcare Raksha Hospitals

Madurai

S2

32

63

Ram Bone And Joint Hospial, Nagapattinam – TN.

Nagapattinam

S2

11

67

Aravind Eye Hospital

Cuddalore

S1

43

69

Dr Agarwals Eye Hospital

Salem

S2

33

70

Padmini Urology Clinic

Sivagangai

S1

56

75

S B Hospital

Thanjavur

S2

29

76

Thanjavoor Cancer Hospital

Thanjavur

S2

20

77

Aravind Eye Hospital

Theni

S2

17

78

Rohan Sekar Hospital

Theni

S1

51

80

Vee Care Eye

Thiruvallur

S2

14

81

Sri Ramanamaharishi Eye Hosp, Thiruvannamalai – TN.

Thiruvannamalai

S2

33

82

Vivekananda Eye Hospital

Thiruvannamalai

S2

30

83

Aravind Eye Hospital

Tirunelveli

S1

48

84

Dr Agarwal Eye Hospital

Tirunelveli

S2

21

85

Subramanian Nursing Home

Tirunelveli

S2

21

87

Lotus Eyecare Hospital

Tirupur

S2

34

88

The Eye Foundation

Tirupur

S1

41

89

A G Eye Hospital

Trichy

S1

42

90

Athreya Retinal Center Drvas Hospitaltrichy

Trichy

S1

41

92

Mahatma Eye Hospitalthennurtrichy

Trichy

S1

41

93

Vasan Eye Careannamalai Nagartrichy

Trichy

S2

14

94

Dr.Agarwals Eye Hospital

Vellore

S2

27

96

Shakthi Eye Hospital

Virudhunagar

S2

11

888

Egmore Eye Hospital – Govt

Chennai

A1

NA

168

Shri Gangadhareshwarar Health Services

Kancheepuram

S1

43

169

Tanker Foundation Dialysis Centre, Thiruvallur – TN.

Thiruvallur

S2

10

189

Arathana Hospital

Coimbatore

S1

68

1232

Sathyam Kidney Care Centre

Coimbatore

S2

23

199

Gem Hospital & Research Centre (P) Ltd

Coimbatore

S1

49

1081

Dr.Sasi Eye Care Hospital, Swarnapuri, Salem – TN.

Salem

S2

17

1083

Kongunad Kidney Centre, Tatabad, Coimbatore – TN.

Coimbatore

S1

60

1084

Tanker Foundation, Sathuvachari, Vellore – TN.

Vellore

S2

8

1217

Dr Anil Kumar Eye Hospital, Virudhunagar – TN.

Virudhunagar

S2

29

1212

Balamurugan Ortho Hospital, Villupuram – TN.

Villupuram

S2

11

1213

Dr. Agarwals Eye Hospital,Villupuram – TN.

Villupuram

S2

7

1216

Annai Dialysis Centre, Virudhunagar – TN.

Virudhunagar

S2

11

1211

Tanker Foudn Dialysis,Tiruverkadu, Thiruvallur – TN.

Thiruvallur

S2

11

270

City Hospital,Dindigul – TN.

Dindigul

S1

43.33

1052

Dr Arvind Vision Care, Thiruvallur – TN.

Thiruvallur

S2

34

1044

Public Welfare Hospital

Tuticorin

S2

18

288

Bharani Paventhan Multispeciality Hospital

Erode

S1

43

293

Dr.Loganathan Orthopaedic Hospital

Erode

S1

54

898

Bright Hospital

Madurai

S1

54

296

Erode Cancer Centre

Erode

S2

22

307

Kumarasamy Hospital

Erode

S1

45

308

Lkm Hospital

Erode

S2

27

1165

Dr Agarwal Eye Hospitalthillai Nagar Trichy

Trichy

S2

24

1275

Kongu Hospital, Perundurai

Erode

S2

17

1172

Harshmitra Super Speciality Cancer Centre,Trichy

Trichy

S2

18

1071

Shree Vetrivel Hospital

Coimbatore

S2

37

1072

Mcv Memorial Ent Trust Hospital

Coimbatore

S2

9

1065

Van Allen Hospital,Dindigul – TN.

Dindigul

S2

14

433

Bala Ortho Hospital

Tirupur

S1

55

1279

Shri Andavar Eye Care And Retina Centre

Coimbatore

S2

22

1281

Aravind Eye Hospital

Thiruvallur

S1

47

1282

Rathna Medical Centre

Trichy

S2

40

1283

Dr.Malas Hospital

Trichy

S1

52

509

Dr. Muthus Hospital

Coimbatore

S1

49

519

Global Medical Center

Salem

S1

68

1148

Ranm Malathy Vijayakumar Hospital

Erode

S2

22

1149

Jothi Laser Eye Hospital

Dharmapuri

S2

18

1152

Eye Care Clinic Nursing Home

Vellore

S2

7

1153

Srinivasa Specialty Hospital

Krishnagiri

S2

19

536

Rishi Nethralaya Eye Hospital

Salem

S2

26

538

Salem Gopi Hospitals

Salem

S1

56

547

Sree Vasantham Hospital

Salem

S1

43

900

Regional Cancer Center

Kanyakumari

  

571

Kdr Hospital

Thanjavur

S2

22

822

Nehru Urology Centre

Coimbatore

S1

54

1173

Ponnammal Duraisamy Eye Hospital

Coimbatore

S2

27

866

Arcot Dialysis Centre

Vellore

S2

3

644

Ars Hospitals

Tirupur

S1

55

1202

Kathir Eye Hospital, Namakkal, – TN.

Namakkal

S2

9

1208

Theni Kids And Kidney Center, Theni – TN.

Theni

S2

22

1191

Sri Ramachandra Eye Hospital

Madurai

S2

10

1192

Sri Krishna Eye Hospital

Pudukottai

0

 

660

Priya Orthopaedic Center

Tirupur

S2

39

1174

Madurai Eye Centre

Coimbatore

S2

25

1043

Dr Agarwal Eye Hospital,Kk Nagar

Madurai

S2

7

862

Sathyan Eye Care Hospital & Coimbatore Glaucoma

Coimbatore

S2

34

813

Sri Ramakrishna Hospital,Virudhunagar – TN.

Virudhunagar

S2

17

762

Drrai Cbcc Oncologyservices Pvt Ltd Thiruvallur- TN.

Thiruvallur

S2

17

781

A R Ortho Hospital, Pollachi

Coimbatore

S1

46

782

Madras Ent Research Foundation,Chennai – TN.

Chennai

S1

41

784

Tanker Foundation

Madurai

S2

16

789

Joseph Eye Hospital

Trichy

S1

53

1040

Sri Balaji Hospital

Erode

S1

53

834

Graham Clinic,Sivakasi, Virudhunagar – TN.

Virudhunagar

S2

12

846

Srivatsav Raksha Hospitals

Dindigul

A6

34

847

Dr Suresh Eye Clinic

Kanyakumari

S1

42

848

Manuel Orthopaedic Hospital

Kanyakumari

A4

55

849

Amrish Oncology Services Pvt Ltd

Tiruchirapalli

S2

9

850

Kims

Kanyakumari

S2

3

903

Raj Hospital, Tiruvannamalai – TN.

Tiruvannamalai

S2

40

909

Adhithya Nursing Home, Namakkal, – TN.

Namakkal

S2

6

913

Mathi Cardiac Centre

Virudhunagar

S1

60

914

Chandra Nursing Home, Namakkal – TN.

Namakkal

S2

26

931

Raj Ortho Hospital

Karur

S1

45

933

Krishna Cancer Institute Unit Of Khrf

Cuddalore

S2

25

937

Lotus Eye Hospital, Mettuppalayam

Coimbatore

S2

34

938

One Care Medical Centre

Coimbatore

S2

39

942

L.V.S Eye Hospital

Erode

S2

37

943

Ms Children’S Hospital

Erode

S1

41

944

Ortho Life Hospital

Erode

S2

37

950

S.K Hospital

Erode

S2

37

951

Shri Vijaiah Traumacare Hospitals

Erode

S2

32

952

Tpn Hospital

Erode

S1

56

954

Sbs Hospital

Krishnagiri

S2

37

955

Abhi Eye Hospital

Salem

S2

32

964

Dsk Hospitale

Tirupur

S1

44

965

Kongu Heart Centre

Tirupur

S1

42

973

National Hospital

Erode

S1

52

975

Usha Nursing Home

Vellore

S2

34

981

Abirami Kidney Centre

Erode

S1

42

983

Sri Rajan Ortho Hospital

Madurai

S1

44

1012

Dr Arvind Vision Care

Thanjavur

S2

17

1013

Puducherry Cancer Trust Hospital & Research Centre

Cuddalore

S1

42.5

1014

Kt Hospital,Dindigul.

Dindigul

S1

56.66

1015

Karur Kidney Care Hospital

Karur

S2

13

1016

Gowsri Kidney Centre

Madurai

S2

23

1017

Madurai Kidney Centre

Madurai

S1

44

1018

Vijayalakshme Eye Hospital

Trichy

S2

30

1019

Abhiman Kidney Centremadurai

Madurai

S2

16

1020

Sri Suba Kowsik Hospital

Sivagangai

S2

4

1027

Umarani Hospital

Krishnagiri

S2

27

1305

Drr Eye Care Oculoplasty Hospital

Thiruvallur

S2

28

1308

Jyoshna Hospital, Cuddalore,- TN.

Cuddalore

S2

0

1309

Sr Ent Clinic, Cuddalore, – TN.

Cuddalore

S2

3

1313

Eswar Hospital, Ramanathapuram, – TN.

Ramanathapuram

S2

0

1315

Prema Clinic, Ramanathapuram, – TN.

Ramanathapuram

S2

3

1342

Melvin Jones Lions Chart. Dialysis, Kanchipuram – TN.

Kancheepuram

S2

6

1318

Nachimuthu Hospital

Karur

S2

39

1319

Chennai Urology And Robotics Inst

Kancheepuram

S1

47

1337

Silverline Speciality Hospital

Trichy

S1

47

1352

Nathans Speciality Hospital

Krishnagiri

S2

29.5

1353

Aravind Eye Hospital

Salem

S2

28

CMCHIS (Chief Minister Comprehensive Health Insurance Scheme) Toll-Free Number and Contact Information

For assistance related to the CMCHIS (Chief Minister Comprehensive Health Insurance Scheme), you can reach out through the following toll-free number:

Toll-Free Number: 1800-425-3993

If you experience difficulty connecting with a call center agent, you can also contact any of these numbers:

  • 7373004267
  • 7373004924
  • 7373002566

For any queries or grievances, feel free to use the following contact details:

Email:

Postal Address

The Project Director
Tamil Nadu Health Systems Project (TNHSP)
3rd Floor, DMS Annex New Building
259 Anna Salai, Teynampet
Chennai – 600 006, Tamil Nadu

CMCHIS Project Office

Chief Minister’s Comprehensive Health Insurance Scheme
No. 226, Om Sakthi Towers,
Kilpauk Garden Road, Kilpauk,
Chennai – 600010, Tamil Nadu

This information ensures beneficiaries can easily access support for any concerns regarding the CMCHIS scheme.

Conclusion

The CMCHIS scheme is crucial to providing equitable healthcare in Tamil Nadu. This initiative has drastically reduced the financial strain on underprivileged families by offering comprehensive medical coverage. With CMCHIS Online services, beneficiaries can easily apply for the scheme and download their CMCHIS cards, ensuring seamless access to quality healthcare. The CMCHISTN program continues to be a beacon of hope for millions of citizens, offering them the healthcare they deserve.

CMCHIS FAQs

  1. What is CMCHIS?

Ans. The Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) is a health insurance program initiated by the Tamil Nadu government. It offers free medical treatments to families with an annual income below INR 72,000. It covers a range of treatments, including surgeries, outpatient care, and critical illness treatments.

  1. What does CMCHISTN mean?

Ans. CMCHISTN stands for the Chief Minister’s Comprehensive Health Insurance Scheme in Tamil Nadu. It is specifically designed for Tamil Nadu residents and aims to provide free healthcare services to low-income households.

  1. Who is eligible for Chief Minister’s Comprehensive Health Insurance Scheme?

Ans. To be eligible for CMCHIS, the following criteria must be met:

  • The family’s annual income should be less than INR 72,000.
  • The applicant must be a resident of Tamil Nadu.
  • The family should possess a valid Aadhar card and ration card.

Special categories such as unorganized workers, BPL (Below Poverty Line) families, and SC/ST groups are prioritized.

  1. What is covered under the CMCHISTN Scheme?

Ans. The CMCHIS Scheme covers over 1,000 medical procedures, including:

  • Cardiac surgeries: Heart operations like bypass surgery and angioplasty.
  • Cancer treatments: Chemotherapy, radiation, and surgery for various cancers.
  • Orthopedic surgeries: Knee and hip replacements.
  • Renal treatments: Dialysis and kidney transplants.
  • Neurological procedures: Brain surgeries and treatments for neurological conditions.
  1. How do I apply for CMCHISTN Online?

Ans. To apply for CMCHIS online, follow these steps:

  1. Visit the official CMCHIS website.
  2. Ensure your family’s annual income and residency criteria match the scheme requirements.
  3. Provide personal details such as name, family members, income, and address.
  4. Submit copies of your Aadhar card, ration card, and other required documents.
  5. After verifying the details, submit the form online.

You will receive an acknowledgment number to track your application status.

  1. How can I download the CMCHIS card?

Ans. You can easily perform a CMCHIS card download by following these steps:

  1. Visit the official CMCHIS website.
  2. Log in using your Aadhar card number or registration details.
  3. Navigate to the ‘Card Download’ section.
  4. Download the CMCHIS card in PDF format.
  5. Print the card to use at empaneled hospitals.

Alternatively, you can visit the nearest Primary Health Centre (PHC) for assistance with the card.

  1. What hospitals are empaneled under Chief Minister’s Comprehensive Health Insurance Scheme?

Ans. CMCHIS is partnered with both government and private hospitals across Tamil Nadu. These empaneled hospitals offer cashless treatment for a wide range of medical services. You can find a complete list of empaneled hospitals on the official CMCHIS portal or by contacting local health authorities.

  1. What does CMCHIS provide in terms of financial coverage?

Ans. The CMCHIS Scheme provides an annual coverage of INR 5 lakh for each family. This amount is a family floater, which means all family members can share it. It covers the cost of hospitalization, surgeries, post-hospitalization care, and day-care procedures.

  1. Is cashless treatment available under CMCHIS?

Ans. Yes, CMCHIS offers cashless treatment for all covered procedures. Beneficiaries must only present their CMCHIS card at the empaneled hospital to receive treatment without out-of-pocket expenses.

  1. Can pre-existing conditions be covered under Chief Minister’s Comprehensive Health Insurance Scheme?

Ans. Yes, the CMCHIS Scheme covers pre-existing conditions as long as the applicant meets the eligibility criteria. This is one of the most significant benefits of the scheme, providing comprehensive medical care without exclusions for existing illnesses.

  1. What documents are required to apply for CMCHISTN?

Ans. To apply for CMCHIS online, you will need the following documents:

  • Aadhar card
  • Ration card
  • Income certificate (if available)
  • Proof of residence

You may also be required to provide other documents depending on the specific medical conditions.

  1. How do I check the status of my CMCHISTN application?

Ans. You can check your CMCHIS application status by:

  1. Visiting the official CMCHIS website.
  2. Login using your registration number or Aadhar card.
  3. Checking the application status under the “Track Application” section.

Alternatively, you can contact the CMCHIS helpline for assistance.

  1. Can I renew my CMCHIS card?

Ans. Yes, the CMCHIS card needs to be renewed periodically. The renewal process can be done through the official CMCHIS portal. Simply log in with your credentials and follow the instructions for card renewal. Ensure all your details are updated before submitting the renewal request.

  1. What treatments are not covered by CMCHISTN?

Ans. While CMCHIS offers comprehensive coverage, some treatments and procedures are not included, such as:

  • Cosmetic surgeries
  • Experimental treatments not approved by medical authorities
  • Fertility treatments
  • Certain high-cost medicines outside the coverage limit

Always check with the hospital or the CMCHISTN helpline for exclusions before treatment.

  1. Can non-residents of Tamil Nadu apply for CMCHIS?

Ans. No, only residents of Tamil Nadu are eligible to apply for CMCHIS. The scheme is designed to provide healthcare support specifically for Tamil Nadu citizens.