
Introduction
The Ayushman Bharat Card, or Pradhan Mantri Jan Arogya Yojana (PMJAY) card, is a revolutionary step in India’s healthcare system. It empowers the economically weaker sections of society by providing affordable health coverage. This initiative offers financial protection to families who otherwise cannot afford medical treatments, ensuring access to quality healthcare without the burden of expenses.
This comprehensive guide will help you in the process of applying for an Ayushman Bharat Golden Card, including the benefits, registration, and step-by-step instructions for applying online.
What is the Ayushman Bharat Card?
The Ayushman Bharat Card is an essential document that enables individuals to avail themselves of the health insurance benefits under the Ayushman Bharat Yojana, a flagship initiative of the Government of India. It offers cashless treatment of up to INR 5 lakh per family annually for tertiary and secondary healthcare services at empaneled hospitals.
Also Read: CMCHIS
Key Benefits of Ayushman Bharat Golden Card
Below are the key benefits of the Ayushman Bharat Golden Card:
- Free Health Coverage: Beneficiaries can avail themselves of free medical services up to INR 5 lakh annually.
- Wide Network of Hospitals: The scheme is accepted in more than 24,000 empaneled hospitals across India.
- No Cap on Family Size: Families can get coverage regardless of size, age, or gender.
- Covers Pre-Existing Diseases: It includes treatments for pre-existing medical conditions.
- Cashless and Paperless: The card ensures a hassle-free, cashless experience during medical treatment.
Also Read: NREGA
Eligibility for Ayushman Bharat Golden Card
Not everyone is eligible for the Ayushman Bharat Golden Card. The scheme primarily focuses on economically disadvantaged individuals. Here are the main eligibility criteria:
- Families identified under the SECC 2011 database.
- Individuals belonging to marginalised communities, including Scheduled Castes (SC) and Scheduled Tribes (ST).
- Rural families living in kaccha houses or with no adult male members.
- Urban workers include street vendors, domestic workers, rickshaw pullers, and more.
Also Read: Bangla Shasya Bima
How Do You Apply for an Ayushman Bharat Card?
There are two ways to apply for the Ayushman Bharat Card, i.e., Online and Offline. You can choose it at your convenience. Here’s how you can apply for Ayushman Bharat Golden Card:
Ayushman Card Online Apply Process
You can register for the Ayushman Bharat Golden Card online through the official PMJAY website. Follow these steps:
- Go to https://pmjay.gov.in to begin the registration process.
- Click the “Am I Eligible” button to verify eligibility and enter your mobile number or other required details.
- After confirming your eligibility, click on the Ayushman Card Online Registration link and complete the necessary details.
- Upload the required documents, including identity proof (Aadhaar card, PAN card, etc.) and proof of residence.
- Once your application is verified and your Ayushman Bharat Card is generated, you will receive a confirmation message.
Ayushman Card Offline Apply Process
You can also apply for the card through designated Common Service Centres (CSCs) or empanelled hospitals:
- Locate a nearby CSC or Ayushman Mitra desk at any empaneled hospital.
- Submit your details and relevant documents to the operator.
- Once verified, you will receive your Ayushman Bharat Card.
Documents Required for Ayushman Bharat Card Registration
To complete the Ayushman Card Registration process, you will need the following documents:
- Identity Proof (Aadhaar Card, PAN Card, Voter ID)
- Residence Proof (Ration Card, Electricity Bill, Passport)
- Income Certificate
- Ensure your name is included in the SECC database for eligibility verification.
Also Read: Benefits of NREGA
Benefits of Ayushman Bharat Golden Card Online Registration
Opting for the Ayushman Card Online Registration process provides several benefits:
- Convenience: You can apply from your home without visiting a physical location.
- Time-Saving: No need to stand in long queues; the process is quick and user-friendly.
- Real-Time Updates: You can track the application status and receive timely updates on your registration.
Also Read: EPFO
How to Download Ayushman Bharat Card Online?
You can download the Ayushman Golden Card by following these simple steps:
- Visit the Official Website of PMJAY.
- Log in with your registered mobile number or ID.
- Go to the dashboard and click the “Download Ayushman Card” option.
Also Read: NREGA Job Card
Conclusion
The Ayushman Bharat Card has significantly improved healthcare access for millions of Indians by offering financial protection and quality treatment. Applying for the Ayushman Card online makes the process more accessible than ever. The Ayushman Bharat Golden Card ensures financial security during medical emergencies. For more details and updates on the PMJAY scheme, visit the official PMJAY website and start your Ayushman Card registration today.
FAQs on Ayushman Bharat Card
What is the Ayushman Bharat Golden Card Validity?
Ans. The Ayushman Bharat Golden Card is valid for a lifetime if you remain eligible under the scheme.
How do I check if my family is covered under the Ayushman Bharat Yojana?
Ans. You can check it by visiting the PMJAY website, using the “Am I Eligible” tool, and entering your mobile number or ID.
Can I apply for the Ayushman Bharat Golden Card offline?
Ans. You can apply offline by visiting a Common Service Centre or an empanelled hospital where an Ayushman Mitra can assist you with the registration.
Can I avail myself of treatment at any hospital?
Ans. Only hospitals empaneled under the Ayushman Bharat Yojana offer cashless treatment. You can find the list of empaneled hospitals on the PMJAY website.
What diseases are covered under Ayushman Bharat Yojana?
Ans. The card covers various medical treatments, including surgeries, pre-existing conditions, critical illnesses, etc.
16 thoughts on “Ayushman Bharat Card: A Comprehensive Guide”